The phrase is abused by those in denominations. With it, they suggest that such is the totality of one’s responsibility in order to receive salvation. It is synonymous with the idea of the “faith only” doctrine of Christendom. Yet, it is biblical to the core. Observe.
“Accept.” Jesus says, “He who rejects Me…has one who judges him” (John 12:48). We accept Jesus when we humbly receive the implanted word (James 1:21). 1 Timothy 1:15 says, “It is a trustworthy statement, deserving full acceptance, that Christ Jesus came into the world to save sinners, among whom I am foremost of all.” We must accept Jesus’ will as well as the assertions He makes. The question is, “Have we fully accepted Jesus at the point of our belief in Him?” No! He commands us to repent (Luke 13:3-5) and be baptized (Mark 16:16). Refuse those commands and you have not accepted Jesus. Can we take only part of Him and be whole?
“Accept Jesus as your…Savior.” He came to this world for that purpose. Before Jesus’ birth, Joseph was told, “You shall call His name Jesus, for it is He who will save His people from their sins” (Matt. 1:21). Jesus is identified as the Savior throughout the epistles. 2 Timothy 1:5 and Titus 3:5 both say, “He saved us” by His mercy, purpose and grace. Salvation is the common need (Rom. 3:10,23) and there is no other way but Jesus to meet it (Acts 4:12). We cannot stop at accepting who Jesus is, but must further accept what Jesus has done.
“Accept Jesus as your Personal Savior.” The Bible teaches that Jesus’ redemptive work at Calvary was for the whole world (John 3:16; 1 John 2:2). Yet, will the whole world be saved? No! In fact, most will not be saved (Matt. 7:13-14). Even some religious folks will be lost (Matt. 7:21-23). Therefore, accepting Jesus must be done at the personal level! I must act upon the saving knowledge of Jesus. As I will be held personally accountable for my life (2 Cor. 5:10), I cannot blame my parents, children, friends, people at church, people in the world, or even my mate for my disobedience. In my own mind, I must accept what the Bible says about Jesus and do what Jesus says do. Nobody can do that for me (Rom. 10:9).
The baggage surrounding the phrase is most unfortunate. The facts, as presented here, must be understood. It is not as our religious friends teach, who share that as the totality of our responsibility, and yet it is true that each of us–while we have breath in the body and the hope of heaven–must accept Jesus as our personal Savior!